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Credit redemption simulation (Our guide and online tutorial).

 

Banking solution to households

Banking solution to households

Beckas is an intermediary in banking operations that implements the purchase of credits. This banking solution is proposed to households whose resources are not sufficient to cover basic needs and whose remaining life does not allow to repay its loans. Also, can it be to meet a need for cash to anticipate retirement, travel, prepare a wedding. The grouping of credits consists in constituting only one monthly payment (of a strongly reduced amount) with all the monthly payments to the household. However, the duration of the credit is lengthened to offset the decrease in the amount of the new monthly payment. On the Beckas website, you can estimate for free your new monthly payment using the online simulator. Unlike some other online credit redemption simulators, the Beckas simulator directly displays an estimate of the new monthly payment.

Here is how the simulator looks:

Here is how the simulator looks:

For example, here is the table once completed. Indicate your own needs by directly entering the desired amount in the dedicated fields or use the gray slider and move it to the right. Click on ” Validate” to immediately see an estimate of your new monthly payment below the information you have saved. See ” Your simulation result “. The result is displayed on a red background. In our example, the new monthly payment is 158 $.

If we refer to the result of this simulation, we see that the repayment period is very long (300 months) and the cost is not negligible since we go from 33800 USD to repay 47366 USD. However, the new monthly payment is very attractive (158 USD only to repay). The credit rate is also renegotiated during this transaction. The gain in purchasing power, in the short term, is undeniable. The goal is for the borrower to return to a balanced budget and to consider new projects.

If you are satisfied with the Beckas proposal, you can send your request by indicating your e-mail address and clicking on ” I confirm my application online – Free & no obligation “.

Following the online simulation, a refined study of your file by a Beckas expert is necessary. This expertise is also free. You do not need to switch banks if you are grouping credits with this institution.

 

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