Monthly Archives: November 2019

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Credit redemption simulation (Our guide and online tutorial).

 

Banking solution to households

Banking solution to households

Beckas is an intermediary in banking operations that implements the purchase of credits. This banking solution is proposed to households whose resources are not sufficient to cover basic needs and whose remaining life does not allow to repay its loans. Also, can it be to meet a need for cash to anticipate retirement, travel, prepare a wedding. The grouping of credits consists in constituting only one monthly payment (of a strongly reduced amount) with all the monthly payments to the household. However, the duration of the credit is lengthened to offset the decrease in the amount of the new monthly payment. On the Beckas website, you can estimate for free your new monthly payment using the online simulator. Unlike some other online credit redemption simulators, the Beckas simulator directly displays an estimate of the new monthly payment.

Here is how the simulator looks:

Here is how the simulator looks:

For example, here is the table once completed. Indicate your own needs by directly entering the desired amount in the dedicated fields or use the gray slider and move it to the right. Click on ” Validate” to immediately see an estimate of your new monthly payment below the information you have saved. See ” Your simulation result “. The result is displayed on a red background. In our example, the new monthly payment is 158 $.

If we refer to the result of this simulation, we see that the repayment period is very long (300 months) and the cost is not negligible since we go from 33800 USD to repay 47366 USD. However, the new monthly payment is very attractive (158 USD only to repay). The credit rate is also renegotiated during this transaction. The gain in purchasing power, in the short term, is undeniable. The goal is for the borrower to return to a balanced budget and to consider new projects.

If you are satisfied with the Beckas proposal, you can send your request by indicating your e-mail address and clicking on ” I confirm my application online – Free & no obligation “.

Following the online simulation, a refined study of your file by a Beckas expert is necessary. This expertise is also free. You do not need to switch banks if you are grouping credits with this institution.

 

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Positive changes in the market – Better quick loans!

Those who spend time with the idea of ​​outgrowing the economy or indulging in something extra with a fast loan are increasingly encountering information that they should look for new fast loans. Whether we are talking about new fast loans in the sense that the offer comes from a new entrant in the industry or if it concerns an existing lender that has come up with new forms of offers, it is not often emphasized that these new loans are advantageous than already established loan options.

Whether statements like these are true is something that deserves some clarification. There is some truth in the argument that new fast loans are more advantageous, but it is not so simple that by definition it is. Consequently, one should not dismiss these claims, but one should also look a little closer at them.

New players – new offers

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Anyone seeking to establish themselves in a market, whether it concerns the loan market or any other industry, is of course well aware that the companies that have been active for a while have an advantage both organizationally and financially. Consequently, those who want to enter the market must make themselves visible in the eyes of potential borrowers and preferably also remain visible, that is, retain their customers and get more.

The ever-increasing amount of lenders and, for that matter, the increasing amount of borrowers (more and more are discovering the benefits of fast loans) has made it more difficult and difficult to see, especially if you are new. This has led to more and more generous offers appearing on the market. It is not really any more remarkable than, for example, that a newly opened shop has extra generous offers and here as an attentive borrower you can get great benefits.

Increasingly advantageous offers

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Those who have been with since fast and sms loans became known terms and sometimes even use as metaphors can note a lot of changes regarding the offers currently offered to the borrower. This is partly because, as previously mentioned, new entrants in the market need to come up with offers that, just a few years ago, had appeared unlikely to be generous, just to be seen. An example is the size of the loan amounts.

Initially, the fast loans were, even after the measure of the time, rather small sums, not infrequently about just a few hundred dollars that could be quickly spent by the customer and almost as quickly demanded again by the lender. Today, the first loan can be about tens of thousands of kronor and not only that, the interest rates for new fast loans can today be very low, sometimes even non-existent. In line with the industry’s growth and the increasing knowledge of the borrowers, the offers are becoming increasingly generous and advantageous for the customer.

To watch out for

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Anyone who takes out a new fast loan and also does not have to pay interest, of course makes a very good deal. However, one must remember that one must be cautious even if one manages to repay the loan and, in particular, if this has been managed without difficulty.

It’s easy to think that if the first loan went well then maybe it won’t matter much if you take a new one and this time with slightly less generous interest rates. Loans and offers must necessarily be made in the light of their own ability to pay, if you understand and act on this, there are many opportunities to do good business in the loan market.